Our products

One card. One wallet.Three ways to feed people.

Everything Chawpass sells does one job: get money meant for food to the plate it was meant for, and leave a record you can stand behind.

Feed the need, not the greed.

Colleagues laughing over lunch together in a bright office canteen

Most employers start here

For employers

Chawpass Lunch

A monthly food allowance for your team, on a card that only works at food merchants.

Fund every wallet with one transferNo per-person payments, no vouchers to distribute.
Stays a tax-free benefit in kindBecause it can only be spent on food, it is not taxed as salary.
Set amounts by team, band or locationDifferent offices, different costs of lunch.
Reporting your auditor acceptsEvery naira traceable from payroll to plate.

Who funds it: Your company
Typical amount: ₦20,000 – ₦50,000 / person / month
Renews: 1st of each month
Unspent balance: Returns to you at month end

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Send in under a minute

SMS · now

Tolu sent you a
₦10,000 food gift

“Happy birthday! Lunch is on me this week.”

Claim code4821

No app needed

For employers and individuals

Chawpass Gift

A one-off food gift by phone number for a birthday, a bonus, or just because.

Send to any Nigerian phone numberThey claim it with an SMS code, no app needed.
Still food-lockedA gift behaves exactly like an allowance.
Share it over WhatsAppLoad a wallet straight from a chat.
Add a noteIt arrives with your message attached.

Who funds it: You, or your company
Typical amount: ₦2,000 – ₦50,000
Renews: One-off
Unspent balance: Stays with the recipient

Send a gift

Built for home, from anywhere

Mum's food wallet

Renews 5 Nov

Balance

₦41,300

of ₦60,000 this month

Mile 12 Market

Yesterday

−₦8,500

Mama Put, Surulere

Mon

−₦2,200

For individuals and diaspora

Chawpass Family

Monthly food money for parents and dependents, spendable only on food, wherever they are.

Top up from home or abroadFund their wallet by bank transfer, wherever you are.
Only ever spent on foodMoney you send for meals stays money for meals.
Set it once, it renews monthlyNo reminders, no chasing — it lands on schedule.
See where it goesEvery purchase shows up in your app.

Who funds it: You
Typical amount: ₦20,000 – ₦100,000 / month
Renews: Monthly, on your date
Unspent balance: Rolls over to next month

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Side by side

	Chawpass Lunch	Chawpass Gift	Chawpass Family
Who pays	Employer	Anyone	Individual
Physical card	✓	✓	✓
Food merchants only	✓	✓	✓
Repeats monthly	✓	–	✓
Works over USSD	✓	✓	✓
Tax-free benefit in kind	✓	–	–
Spend reporting	✓	–	✓

Every product runs on the same physical card

A chip card in the hand, working at a terminal or against a printed QR code and a wallet that answers over USSD when there is no smartphone. Nothing here needs data or an app to work.

Chip and contactless

Pay by printed QR code

Balance over USSD

Freeze it from the app

chawpass

5399 •••• •••• 4485

Food wallet

Feed the need

Published pricing, no surprises

Work out what itCosts Your Team

A monthly fee per person plus a one-off card fee. The allowance itself stays a tax-free benefit in kind.

Get Started Talk to Sales

Chawpass Lunch

Chawpass Gift

Chawpass Family

Who pays

Employer

Anyone

Individual

Physical card

✓

Food merchants only

✓

Repeats monthly

✓

–

✓

Works over USSD

✓

Tax-free benefit in kind

✓

–

Spend reporting

✓

–

✓